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Treaty Wording Expert

Location Mumbai, India Job type Full-Time Work mode On-site Job level Professional Job ID 14360 Company Munich Re Employment type Regular Area of expertise Audit, Compliance & Legal
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Job Summary

This is the Job Description for a legal professional within the Life & Health team of Munich Re India Branch. The position, based in Mumbai, India, will be titled Treaty Wording Expert and will be responsible for finalising all contracts and agreements associated with the lines of business written by the Branch. The individual will report to the Chief Marketing Actuary and will be responsible for a variety of activities, including treaty wording, non-disclosure agreements, engagement with client legal teams to resolve contractual clauses, and providing legal support on underwriting and claims matters.

Role Profile:

  • Prepare contractual agreements using current Munich Re methods and a knowledge of client needs and the ability to fulfil requirements.
  • Collaborate with relevant teams consisting of Actuaries, Underwriters, Analysts and RI Account staff.
  • Engage regularly with experts in the regional office (LH2).
  • Ensure that treaty terms are consistent with the standard templates provided by LH2 and that contractual agreements are drafted in legally binding language in accordance with client requirements.
  • Assist clients in fulfilling contractual obligations or terminating contracts on mutually agreed terms.
  • Assist Underwriting and Claims teams with legal inputs on specific cases to support timely decision-making.
  • Review existing treaty terms and conditions to verify compliance with company policies and all applicable laws and regulations.
  • Clearly explain treaty and contract terminology to clients and other stakeholders in simple language.
  • Monitor progress against agreed timelines and submit drafts and documents in a timely manner.
  • Proofread, edit and fact-check legal documents for accuracy and consistency, according to a style guide where applicable.

Your Profile:

  • Law degree is essential.
  • Minimum 3+ years of experience within the Financial Services or IT sector is essential. Experience in the Insurance/Reinsurance industry would be beneficial.
  • Excellent time management skills, with the ability to manage priorities effectively, work independently when required, and demonstrate strong problem-solving capabilities.
  • Good organisational skills and the ability to manage multiple projects simultaneously.
  • Excellent interpersonal and communication skills, including proficiency in the English language.
  • Knowledge of negotiation best practices, both in person and in written form, considering business context and the mutual interests of the parties involved.
  • Willingness to travel as required.

About Munich Re

Founded in 1880, Munich Re Group is one of the world’s leading providers of reinsurance, primary insurance and insurance-related risk solutions.

As a leader in risk assessment, Munich Re supports the evolution of the global insurance landscape by addressing emerging risks—from cyber threats to pandemics—enabling clients to manage uncertainty effectively.

Across Asia Pacific, the Middle East and Africa, Munich Re operates life, health and non-life reinsurance as well as primary insurance businesses, with more than 1,900 employees across 20 locations. Munich Re has supported clients in India since 1951 and established its Mumbai branch in 2017 to serve India, Sri Lanka and Bangladesh.

We see DEI as a business imperative, helping us to attract, grow and inspire a diverse, inclusive, and equitable workforce that better enable us to serve our customers, investors, and communities. Globally, we strive to build balanced teams across all aspects of difference. If you are interested in the role and believe you could contribute, we encourage you to apply even if your experience doesn't perfectly match every qualification.

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Your Benefits

With us, you get more than just an exciting job. Enjoy a wide range of employee benefits tailored to your wellbeing and development. Please note that regional differences may apply.

Competitive Salary

We provide fair and competitive compensation that reflects your performance and commitment.

Company performance-based Incentives

In addition to your salary, our variable compensation approach allows you to share in Munich Re's success.

Recognition and Special Rewards

We recognise outstanding individual contributions through a variety of targeted rewards and incentives.

Retirement Planning

We support your long-term financial wellbeing with retirement solutions aligned with local regulations.

Inclusive Workplace Culture

We foster a respectful, inclusive, and values-driven environment.

Learning & Development

We offer tailored learning opportunities with a strong focus on core skills and business-critical knowledge.

Work-Life-Balance

Supporting your ability to balance family, leisure, and your career.

Health & Wellbeing

We support your physical and mental health through a range of programs and activities in each location.

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