Liability Claims Specialist

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t.

Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day.  American Modern Insurance Group offers flexibility with our hybrid work environment. Employees are typically in the office 40-50% of the time to allow for face to face collaboration. We are located in Amelia, OH, a suburb of Cincinnati, Ohio.  Candidates must be located near our office. 

American Modern Insurance Group is seeking an experienced Liability Claims Specialist to join our Liability team. We are looking for a skilled professional with at least 5 years of experience in handling moderate to complex liability claims.

As a Liability Claims Specialist, you will be responsible for managing bodily injury liability claims within a designated region or nationwide. Your key responsibilities will include determining coverage, liability, and damages, and exercising independent discretion and judgment in claim handling.

In this role, you will investigate, evaluate, and settle personal lines bodily injury and property damage claims. You will have primary responsibility for handling moderate to complex third-party liability claims, which will require in-depth investigation and damages verification. Additionally, you will handle coverage-related matters and coordinate with external counsel as needed.

What You'll Do:

• Interpret coverage, conduct investigations, and interview insureds, witnesses, and 3rd party claimants
• Negotiate settlements with individuals, other insurance carriers and/or attorneys, and process loss settlements
• Complete appropriate oral, written, and on-line reports to reflect and supplement all file activity 
• Set and maintain adequate reserves on claim files
• Obtain and review reports, statements, records, and related materials as necessary
• Perform other duties as assigned

This position may be a good fit, if you have:

• At least 5 years of claims experience including handling moderate to severe bodily injury claims
• Excellent verbal and written communication skills
• Planning, organization, problem solving and analytical skills
• Proven research and investigative skills.
• Basic proficiency with Microsoft Word
• Industry related training or coursework such as AIC, CPCU, or SCLA a plus
• Ability and desire to work with limited direction and multi-task in a fast-paced and “team first” environment.
• Good understanding of insurance and medical terminology required.
• Demonstrated problem-solving and decision-making skills.
• Proven analytical abilities to review and analyze data.

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401k plan with up to a 5% employer match
• A retirement savings plan that is 100% company funded.
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

If you're looking for a new challenge or a company where you can grow and develop your skills, we encourage you to apply for this exciting opportunity. Join our team and start building a rewarding career with American Modern Insurance Group, Inc. 

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us.  Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work.  We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day.  We recruit and talent with a focus on providing our customers the most innovative products and services.