Insurance Risk Management Intern

2027 Insurance, Product and Risk Management Internship Opportunities 

Multiple Career Paths. One Summer of Impact. 

Ready to turn your interest in data, analytics, and artificial intelligence into meaningful experience? 

At American Modern, interns are more than observers. You will contribute to real projects, collaborate with experienced professionals, connect with senior leaders, and develop skills that can help launch your career after graduation. 

As a leading specialty insurance provider, American Modern protects everything from manufactured homes and specialty dwellings to boats, personal watercraft, and classic cars. We create innovative solutions that help customers protect what matters most. 

Headquartered in Amelia, Ohio, just outside Cincinnati, American Modern offers a flexible hybrid work environment. Interns typically spend approximately 40 to 50% of their time in the office, creating opportunities for collaboration, networking, and professional development.  

Explore Our Insurance and Risk Management Opportunities 

Whether your interests are in underwriting, product strategy, analytics, operations, training, or vendor management, American Modern offers a variety of internship paths designed to help you build practical business and insurance experience. 

Explore the opportunities below and identify the areas that best match your interests, experience, and career goals. 

Personal Lines Underwriting  

What You'll Do: 

• Research underwriting processes and identify opportunities for improvement. 

• Analyze operational outputs and business data. 

• Enter and maintain underwriting system information. 

• Assist with reporting and trend analysis. 

• Support research projects involving sales partner performance, claims drivers, and risk mitigation.  

What You'll Gain: 

• Exposure to the underwriting lifecycle. 

• Experience evaluating risk and supporting insurance decisions. 

• Professional development in communication, analysis, and insurance fundamentals.  

Product Data Research

What You'll Do:

• Support rate-plan filings and research initiatives. 

• Analyze information that supports profitability and market decisions. 

• Contribute to projects focused on product performance and growth opportunities. 

• Develop business-ready presentations and summaries.  

What You'll Gain: 

• Exposure to insurance product management. 

• Experience connecting analytical research to business decisions. 

• Opportunities to present findings to business stakeholders.  

Product Management 

What You'll Do:

• Support underwriting strategy initiatives. 

• Help coordinate program manual updates. 

• Analyze performance data and business trends. 

• Explore growth opportunities and profitability challenges. 

• Present recommendations and findings to leaders.  

What You'll Gain: 

• Understanding of Product Management within a specialty insurance organization. 

• Exposure to product and portfolio performance metrics. 

• Experience presenting strategic recommendations.  

Product Enablement 

What You'll Do: 

• Support active product initiatives. 

• Assist with rating structures within Earnix. 

• Research operational issues and document findings. 

• Support enablement leaders with project work and analysis.  

What You'll Gain: 

• Exposure to product development and enablement workflows. 

• Experience with insurance rating structures. 

• Opportunities to learn how products are brought to market and supported.  

Product Operations – Training and Quality 

What You'll Do: 

• Update training curriculum and templates. 

• Improve process documentation. 

• Create learning materials and assessments. 

• Organize information for long-term usability and consistency.  

What You'll Gain: 

• Experience developing professional learning resources. 

• Exposure to quality and process-management practices. 

• A portfolio of training and documentation deliverables.  

Product Operations – Vendor Management 

What You'll Do: 

• Support invoice processing and vendor administration. 

• Monitor transaction and usage reporting. 

• Assist with contract-related activity. 

• Compare spending against budget information. 

• Maintain accurate vendor documentation and records. 

What You'll Gain: 

• Exposure to vendor-management processes. 

• Experience supporting budgeting and operational activities. 

• Insight into how third-party vendors support insurance products and services 

What You’ll Bring: 

• Currently pursuing a bachelor's or master's degree in Insurance, Integrated Risk Management, Finance, Accounting, Data Analytics, or a related field. 

• Rising Junior or Senior at the time of the internship. 

• Available to work full-time, 40 hours per week, for the duration of the summer internship program. 

• Able to work in a hybrid environment, including approximately 40 to 50% of the time in our Amelia, Ohio office. 

• Reliable transportation to commute to the office as required. 

• Strong communication, organizational, analytical, and problem-solving skills. 

• Ability to work independently and collaboratively in a team environment. 

• Proficiency with Microsoft Office applications, including Excel, Word, PowerPoint, and Outlook. 

• An eagerness to learn, take initiative, ask thoughtful questions, and contribute to meaningful projects. 

One Application, Multiple Opportunities 

Submit one application to be considered for multiple Insurance Risk Management and Product internship opportunities. During the application process, you will have an opportunity to identify the teams and areas that most interest you. 

Internship placement will be based on candidate interests, qualifications, and business needs. 

Why Intern with American Modern? 

• Meaningful Work from Day One - Contribute to real projects that support business objectives and provide valuable professional experience. 

• Build Your Professional Network - Connect with fellow interns, experienced professionals, senior leaders, and our CEO throughout the summer. 

• Develop Skills That Matter - Build practical experience while strengthening your analytical, communication, problem-solving, and leadership skills. 

• Flexible Hybrid Work Experience - Experience the benefits of both in-person collaboration and virtual work. 

• Give Back to the Community - Participate in volunteer opportunities and community outreach initiatives.  

What Makes Our Internship Program Unique? 

• Executive networking opportunities 

• Intern project presentations to senior leaders 

• Community service events 

• Dedicated support from managers and mentors 

• Exposure to a global reinsurance organization through Munich Re  

Work Authorization 

Applicants must be authorized to work in the United States on a permanent basis without requiring employer sponsorship now or in the future. At this time, we are unable to consider candidates who require current or future sponsorship, including Optional Practical Training or Curricular Practical Training.  

Ready to Turn Curiosity Into Experience? 

Bring your ideas, your questions, and your willingness to learn. 

Whether you're interested in underwriting, product strategy, analytics, operations, training, or vendor management, American Modern offers multiple opportunities to explore the insurance industry while developing skills that can help launch your career. 

Apply today and discover where an Insurance, Product and Risk Management Internship can take you. 

At American Modern, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all our colleagues feel respected, valued, and empowered to achieve their very best every day. 

We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.