Senior FP&A Accountant

Job title

Senior FP&A Accountant

Location

Manchester / [Birkenhead] /Hybrid

Division

HSB Engineering Insurance Limited

Reporting to

FP&A Manager

Job Purpose (Advert wording)

We are seeking a highly experienced FP&A professional to join our finance team at a growing Managing General Agent (MGA). This role will be a key support to executive leadership and Senior Finance Business Partner, with ownership of enterprise financial modelling, long-range planning, and performance analytics.

The ideal candidate has some insurance or MGA experience (however, not critical), is fluent in three-statement financial modelling, and has successfully managed multi-year planning cycles in complex, growth-oriented environments.

Key Responsibilities:

Financial Planning & Analysis

• Lead the annual budget, rolling forecast, and multi-year strategic planning processes (5-year horizon)
• Build, maintain, and enhance financial models
• Translate underwriting, premium, commission, and technical fee assumptions into cohesive financial forecasts
• Develop scenario, sensitivity, and stress-test analyses to support strategic decision-making

MGA / Insurance-Specific Analytics

• Partner closely with Senior Finance Business Partner to model and maintain:
  • Premium growth, mix, and technical fee pricing
  • Expenses/Margin
  • Maintain visibility of business’s cost to serve and unit economics.
• Analyse performance by entity, line of business, and sub-P&L
• Support cash flow and working capital planning in alignment with insurance operations

Executive & Stakeholder Support

• Aid preparation of executive-level reporting and board materials, including to Group (US HSB and Munich Re).
• Serve as a trusted financial advisor to senior leadership, providing clear insights and recommendations

• Support strategic initiatives including new program launches, geographic expansion, and risk-carrier negotiations

Forecasting, Controls & Process Improvement

• Own forecasting accuracy and continuously improve planning methodologies
• Enhance financial models and reporting tools to improve scalability and transparency
• Establish and document FP&A best practices, controls, and planning cadence

Skills & Experience

Experience

• 4-5 years of progressive FP&A experience
• Direct experience in insurance, MGA, reinsurer, specialty finance, or similar regulated financial services environment preferred
• Demonstrated ownership of multi-year financial planning cycles
• Proven ability to build and maintain robust three-statement financial models from scratch

Technical Skills

• Expert-level Excel / financial modelling skills
• Strong understanding of:
  • Accrual accounting
  • Cash flow mechanics
  • Balance sheet drivers within long tail revenue recognition business
• Experience with FP&A systems (Adaptive, Anaplan, Hyperion, or similar) a plus
• Ability to synthesize large datasets into actionable insights

Business & Leadership Skills

• Strong presence and communication skills
• Ability to operate independently with minimal oversight
• Comfortable in a fast-growing, entrepreneurial environment
• Detail-oriented with a strong sense of ownership and accountability

Qualifications and Educational Requirements:

Education

• Bachelor's degree in finance, Accounting, Economics, or related field
• ACCA/CIMA/ACA qualification

What Success Looks Like in This Role

• Leadership has clear visibility into financial performance and long-term outlook
• Forecasts are accurate, well-reasoned, and aligned with underwriting reality
• Financial models are trusted, scalable, and decision-ready
• The FP&A function operates as an extension to Senior Finance Business Partners — not just a reporting function.

Personal Attributes

• Strong analytical curiosity
• Business acumen
• Communication and influencing skills
• Takes ownership and accountability
• Team player