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HVS Underwriter
Location Liverpool, United Kingdom
Job type Full-Time
Work mode Hybrid
Job level Professional
Job ID 10619
Company Premier Guarantee
Employment type Regular
Area of expertise Claims & Underwriting
Role: HVS Underwriter
Location: Birkenhead
Permanent
Job Purpose:
Reporting to the HVS Senior Manager and operating strictly within FCA Principles and Guidelines, the jobholder will review policy documents and make underwriting decisions in line with company’s guidelines and rating process.To ensure that queries are reviewed and followed up, ensuring excellent customer services is provided.
Overview of Responsibilities:
Assess and gather background information on individual risks
To input data accurately and maintain records efficiently providing general administration and clerical support to QGU (including the HVS scheme)
Review and Interrogate proposal forms and calculate possible risk
Within underwriting guidelines and parameters, calculate individual’s / organisation’s insurance premium
Review and decide clients' suitability for insurance cover
Check insured’s previous claim history, if any, and comment accordingly
Liaise with surveyors regarding risk assessment
Develop relationships with key stakeholders, liaising with sales team, brokers and insurers regarding individual risks
Make any outgoing calls as required to relevant parities and liaise with any internal departments as deemed necessary.
Gain knowledge by gathering information and / or reports from surveyors to make underwriting decisions.
Specify any conditions to be imposed, as appropriate
To ensure a high standard of service is offered to all clients, at all times
- To maintain professional competence by complying at all times with the Companies Training and Competency ProceduresTo adhere to all QGU processes, ensuring applications are dealt with efficiently and relevant referrals are made to Line Manager when appropriate.
- Undertake any other duties as reasonably required
Experience & Skills:
Experience of making underwriting recommendations and decisions in a similar insurance environment.
Ability to make accurate underwriting recommendations based on the information supplied, in line with company guidelines and rating system.
Good knowledge of FCA Principles and how they relate to the role
High level of technical skills in order to use of personal computers and related software applications
Numerical aptitude to perform simple accounting procedures
Demonstrable ability to use own initiative
Ability to develop and maintain accurate files and records
Knowledge of customer service standards and procedures
Planning, organising and co-ordinating skills
Ability to communicate effectively, both orally and in writing
Demonstrable ability to use own initiative
Ability to motivate self and influence others.
Flexible in personal approach.
Problem Solving experience
Commitment to undertake CII exams as deemed appropriate for the role.
Your Benefits
With us, you get more than just an exciting job. Enjoy a wide range of employee benefits tailored to your wellbeing and development. Please note that regional differences may apply.
Competitive Salary
We provide fair and competitive compensation that reflects your performance and commitment.
Company performance-based Incentives
In addition to your salary, our variable compensation approach allows you to share in Munich Re's success.
Recognition and Special Rewards
We recognise outstanding individual contributions through a variety of targeted rewards and incentives.
Retirement Planning
We support your long-term financial wellbeing with retirement solutions aligned with local regulations.
Inclusive Workplace Culture
We foster a respectful, inclusive, and values-driven environment.
Learning & Development
We offer tailored learning opportunities with a strong focus on core skills and business-critical knowledge.
Work-Life-Balance
Supporting your ability to balance family, leisure, and your career.
Health & Wellbeing
We support your physical and mental health through a range of programs and activities in each location.
See the area you’ll be working in
Get an idea of what your daily routine around the office can be like.
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