Liability Claims Specialist

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t.

Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day.  This position has a hybrid schedule, 40-50% of the time in the office in Amelia, OH. Remote working arrangements will be considered for qualified candidates in other geographical locations. 

American Modern Insurance group is looking for a Liability Claims Adjuster to join our team!  As a Liability Claims Adjuster, you will oversee the investigation and resolution of non-litigated property damage and bodily injury claims resulting from our specialty insurance products.

If you're looking for a rewarding career at a growing company with a true career path, it's time to claim your future with the American Modern claims department!

What You'll Do:

• Analyze, investigate, and assess the applicability of coverage under the policy.
• Conduct necessary investigative activity including securing recorded statements, obtaining relevant documentation, and utilizing experts and independent adjusters.
• Investigate and document claimed damages adhering to established claims processes/workflows.
• Evaluate and negotiate settlement of bodily injury and property damage claims with individuals and attorneys.
• Adhere to state mandated compliance requirements.
• Identify and refer appropriately when fraud, salvage, subrogation, and/or litigation potential exists.
• Manage external vendors to productively handle claims and service our customer while controlling expenses.

You may be a good fit, if you:

• Two or more years of auto and premise liability claims handling experience
• Experience with claims systems and applications as well as Microsoft Office products.
• Proven research and investigative skills.
• Must be a self-motivating, results-driven individual, who is comfortable with change.
• Ability and desire to work with limited direction and multi-task in a fast-paced and “team first” environment.
• Good understanding of insurance and medical terminology required.
• Demonstrated problem-solving and decision-making skills.
• Proven analytical abilities to review and analyze data.
• Industry-related training or coursework such as AIC, CPCU, or SCLA
• Applicants requiring employer sponsorship of a visa will not be considered for this position.

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401k plan with up to a 5% employer match
• A retirement savings plan that is 100% company funded.
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.
• Free parking.
• A hybrid environment that gives you a choice in where and how you get work done.
• A corporately subsidized on-site cafeteria as well as a We Proudly Serve coffee shop.
• An on-site complimentary workout facility as well as walking trails on campus grounds.
• On-site wellness center complete with nurse practitioner.

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us.  Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work.  We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day.  We recruit and talent with a focus on providing our customers the most innovative products and services.

We are an equal opportunity employer.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.